Terms of Service

1. Acceptance of Terms

By accessing or using the Fyntaro Zilo Service, you confirm that you have read, understood, and agree to be bound by these Terms and any policies referenced herein, including our Privacy Policy. If you do not agree with any part of these Terms, you must not use the Service.

2. Eligibility

You must be at least 18 years of age and capable of entering into a legally binding agreement to use the Service. By using Fyntaro Zilo, you represent and warrant that you meet these requirements and that any information you provide is accurate and current.

3. Description of Service

Fyntaro Zilo provides AI-powered data analysis, reporting, and risk-optimisation tools intended to support informed decision-making for independent professionals and investors. The Service is provided for informational purposes only and does not constitute financial, investment, legal, or tax advice.

4. No Financial Advice

Nothing produced by Fyntaro Zilo, including outputs, insights, charts, or reports, should be interpreted as a recommendation to buy, sell, or hold any financial instrument. All decisions made using information from the Service are made at your own discretion and risk. You should consult a licensed financial advisor before making investment decisions.

5. User Accounts

Certain features of the Service may require you to create an account. You are responsible for maintaining the confidentiality of your login credentials and for all activity that occurs under your account. Fyntaro Zilo is not liable for any loss arising from unauthorised use of your account.

6. Acceptable Use

You agree not to misuse the Service. Prohibited activities include, without limitation:

• Attempting to gain unauthorised access to Fyntaro Zilo systems, data, or networks.
• Reverse engineering, decompiling, or extracting underlying models or algorithms.
• Using the Service to transmit unlawful, harmful, or infringing content.
• Reselling, sublicensing, or redistributing outputs of the Service without authorisation.
• Interfering with the normal operation of the Service through automated scraping or excessive requests.

7. Subscription and Payment

Where the Service includes paid plans, pricing, billing cycles, and renewal terms will be presented at the point of purchase. Fees are generally non-refundable except where required by applicable law. Fyntaro Zilo reserves the right to modify pricing with reasonable advance notice.

8. Intellectual Property

All content, software, design, trademarks, and materials associated with Fyntaro Zilo are the property of Fyntaro Zilo or its licensors and are protected by applicable intellectual property laws. These Terms do not grant you any ownership rights; you receive only a limited, non-exclusive, non-transferable licence to use the Service for its intended purpose.

9. Third-Party Services and Links

The Service may reference or link to third-party tools, data sources, or websites. Fyntaro Zilo does not control and is not responsible for the content, accuracy, or practices of any third party. Your use of third-party services is governed by their own terms and policies.

10. Disclaimer of Warranties

The Service is provided "as is" and "as available" without warranties of any kind, whether express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, accuracy, or non-infringement. Fyntaro Zilo does not warrant that the Service will be uninterrupted, error-free, or free from harmful components.

11. Limitation of Liability

To the fullest extent permitted by applicable law, Fyntaro Zilo and its officers, employees, and partners shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including loss of profits, data, or goodwill, arising from your use of or inability to use the Service, even if advised of the possibility of such damages.

12. Indemnification

You agree to indemnify and hold harmless Fyntaro Zilo and its affiliates from any claims, damages, liabilities, and expenses (including reasonable legal fees) arising from your breach of these Terms or your misuse of the Service.

13. Termination

Fyntaro Zilo may suspend or terminate your access to the Service at any time, with or without notice, if you violate these Terms or engage in conduct that Fyntaro Zilo deems harmful to the Service, other users, or third parties. Upon termination, your right to use the Service will immediately cease.

14. Modifications to the Service and Terms

Fyntaro Zilo reserves the right to modify, suspend, or discontinue any part of the Service at any time. We may also update these Terms periodically. Material changes will be indicated by updating the "last revised" date, and continued use of the Service after such changes constitutes acceptance of the revised Terms.

15. Governing Law

These Terms shall be governed by and construed in accordance with the laws of England and Wales, without regard to conflict of law principles. Any disputes arising under these Terms shall be subject to the exclusive jurisdiction of the courts of England and Wales.

16. Severability

If any provision of these Terms is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary, and the remaining provisions shall remain in full force and effect.

17. Contact

Questions regarding these Terms should be directed through the contact channels listed on our Contact page.

This document is a general template and does not constitute legal advice. Fyntaro Zilo recommends consulting a qualified legal professional to ensure these Terms meet applicable regulatory requirements before publication.